Payment processing

The flow is intentionally simple. Quickshops owns the buyer-facing storefront and file delivery; Stripe owns payment rails and settlement.

1. Buyer checks out on your Quickshops storefront.
2. Stripe processes the card payment on your connected account. Card numbers never touch Quickshops servers.
3. Quickshops delivers the digital file or access link to the buyer when payment succeeds.
4. Stripe pays out to your bank on your Stripe schedule and currency settings.

Two fee layers matter: Quickshops platform fees and Stripe processing. Do not confuse them when comparing against Gumroad or Payhip.

Quickshops platform fee

Trial and Pro: 0% platform fee on sales. Pro is €29/mo after a 7-day trial and includes $17 monthly AI credits. See pricing for the full list.

Stripe processing

Standard Stripe rates for your country, often around 2.9% plus a fixed cent amount per successful card charge. Wallets and international cards can differ. Check Stripe's pricing page for your exact numbers.

Stripe Connect

Buyers pay through your connected Stripe account. Revenue settles there. You handle disputes and reporting in Stripe like any direct Stripe merchant.

Merchant of record

Unlike Gumroad or Lemon Squeezy MoR models, you own tax and compliance choices with your accountant. That is the tradeoff for lower platform fees on Pro.

PCI and card data

PCI scope stays with Stripe Checkout. Quickshops does not store card numbers.

Digital delivery

Successful checkout unlocks the download automatically. You do not fulfill files manually for each order.

Gumroad became Merchant of Record in 2025 and handles sales tax collection on their side. That is convenient if you hate tax paperwork. You pay for it in platform fees: 10% plus $0.50 on direct sales per their pricing page as of mid-2025.

Quickshops uses Stripe Connect. You stay merchant of record. You can enable Stripe Tax if it fits your setup. Talk to an accountant for EU VAT on digital goods. This page is not tax advice, just the tradeoff: lower platform fees vs more ownership.

If you need a platform to file and remit VAT everywhere with zero setup, MoR tools like Gumroad or Lemon Squeezy may win on paperwork, not on fee percentage. Pick based on revenue and how much admin you will do anyway.

At higher volume with traffic you already own, 0% platform fees on Pro plus Stripe ownership often wins on math. Use our Gumroad comparison and Payhip alternatives guides to model your numbers.